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NAMI Joins Lawsuit on Rule That Dealt a Blow to Mental Health Parity

On Friday, September 14, 2018, NAMI joined a lawsuit filed in the U.S. District Court for the District of Columbia to overturn the Administration’s recently-issued rule on short-term, limited-duration (STLD) insurance plans. The lead plaintiff is the Association for Community Affiliated Plans, joined by NAMI and the following organizations: AIDS United, American Psychiatric Association, Little Lobbyists, Mental Health America and National Partnership for Women & Families.

Here’s why: 

  • People with mental illness need access to comprehensive health insurance that covers the treatment they need to manage their condition and get on a path to recovery.
  • Historically, health plans have discriminated against people with mental illness, leaving them without the coverage they need and deserve.
  • For decades, NAMI has fought for parity, ending discriminatory coverage of mental health and substance use treatment.
  • NAMI’s advocacy led to the bipartisan federal parity law in 2008 and expanded protections in the Affordable Care Act in 2010.
  • Recently, the Administration made changes that will turn back the clock on patient protections and fair insurance coverage of mental illness.
  • The Administration’s new rule will expand the availability of skimpy plans that are allowed to:
    • Deny coverage for any pre-existing condition like mental illness;
    • Charge higher premiums for people with a history of mental health conditions; and
    • Not cover mental health and substance use disorder treatment.
  • These changes undermine Congress’ bipartisan commitment to protect people with mental illness and other preexisting conditions.
  • NAMI will not stand idly by at efforts that pull the rug out from under people with mental illness, dashing hopes for recovery.
  • That is why we are proud to stand with partners in filing a lawsuit to overturn the Administration’s short-term, limited-duration insurance rule.




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